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Beneficiaries to change Medicare insurance plans

Beneficiaries to change Medicare insurance plans

Medicare’s enrollment period – that once-a-year opportunity for beneficiaries to change Medicare insurance plans for the upcoming calendar year – is now open through December 7.

And while about 95 percent of beneficiaries stick with the coverage they have, reviewing your 2015 plan options is a worthwhile investment that can save you money and frustration, says David Sayen, regional administrator with the Centers for Medicare and Medicaid Services (CMS).

"Look at your coverage, make sure it’s covering what you need," Sayen says. "And more important: is it going to cover what you need next year?"

In particular he says, you’ll want to review whether your plan will still cover your preferred doctor and hospital in 2015. Are the prescriptions you take still going to be covered? And can you continue buying your drugs at your local pharmacy?

What’s more, while Medicare plans are fairly similar to one another, in that they are required to cover certain services and benefits, some offer additional perks.

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